: Some companies charge a convenience fee for credit card payments but waive it for EFT.

Can I pay for car insurance with a credit card? - Progressive

: During the checkout or "Bind Policy" phase, choose the option for Checking Account , EFT , or Bank Account .

Buying auto insurance online using your is a standard practice known as Electronic Funds Transfer (EFT) or ACH (Automated Clearing House) payments. Most major insurers allow you to link your bank account directly to pay your premiums, often offering a small discount for doing so. How to Buy Online with a Checking Account

: Setting up recurring payments from your checking account ensures your coverage never lapses due to a missed payment.

: Enter your bank details and electronically sign the authorization forms to complete the purchase. Top Insurers Offering Checking Account Payments

: Many providers offer an "Automatic Payment Discount" or "EFT Discount" if you set up recurring withdrawals.

: Noted as one of the most affordable large insurers in April 2026, they provide various online payment options including direct bank transfers. Benefits of Using a Checking Account