Buy Car Dealer -

Use the 20/3/8 rule : put 20% down , finance for no more than 3 years , and keep monthly payments under 8% of your gross income.

Get a loan offer from a credit union or bank before you go. This gives you leverage to ask the dealer to beat that interest rate and prevents them from manipulating loan terms. buy car dealer

Don't walk into a dealership without a clear plan. High-pressure environments can lead to reactionary, expensive decisions. Use the 20/3/8 rule : put 20% down