: Because the dealer is taking a higher risk on someone with poor credit, APRs are typically higher than bank loans, often averaging around 20% .

: Many dealers provide extra layers of security, such as limited warranties or return policies, to ensure you aren't stuck with a "lemon". Important Considerations and Risks

: Consistently paying your BHPH loan on time can significantly boost your credit score over time.

: Instead of a hard credit pull, dealers often require proof of income and a permanent address.

For many Ohioans, the dream of hitting the open road on a motorcycle can feel out of reach due to credit hurdles. If traditional banks have turned you down, dealerships might be your ticket to a new ride. These dealers act as both the seller and the lender, providing in-house financing that focuses more on your ability to pay today than your credit mistakes from yesterday. How BHPH Motorcycle Financing Works in Ohio

Unlike traditional showrooms that farm out loans to big banks, BHPH dealers use their own capital to finance your purchase.