Buy Here Pay Here Used Car Lots -

At a standard dealership, you pick a car, and the finance office shops your credit application around to third-party lenders like Capital One or local credit unions.

While average used car rates hover in the single or low double digits, BHPH interest rates routinely soar to 20% to 29% , or the legal maximum in your state. buy here pay here used car lots

BHPH dealers often mark up older, high-mileage used cars far beyond their actual market value. At a standard dealership, you pick a car,