Buying A New House Process -

: You choose from a set of pre-designed floor plans and structural options (e.g., adding a sunroom or a third garage) within a specific community.

: Building from the ground up on your own land. This allows for total personalization but is the most expensive and time-consuming route. 3. The Construction & Personalization Milestones buying a new house process

: Lenders evaluate your Capacity (income/debt ratio), Capital (savings/assets), Credit (score and history), and Collateral (the home's value). : You choose from a set of pre-designed

Once you sign a purchase agreement and pay an , the technical milestones begin: What to Know About Buying a New Construction Home Credit (score and history)

: Already under construction or finished. Faster move-in, but choices like flooring and cabinets are likely already made by a designer.