: You can buy a standalone dental plan directly from private insurers like Delta Dental or Anthem 24/7, 365 days a year. These do not require a "qualifying life event" to enroll.
: You can apply for free or low-cost dental coverage through Medicaid or CHIP at any time during the year if you qualify based on income.
If you cannot find a suitable plan, some dental offices offer in-house membership plans or flexible payment options. Dental Coverage in the Health Insurance Marketplace
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