Search the HUD Housing Counselor Directory to find one nearby. Every state has an HFA (e.g., CalHFA in California).
: Usually capped at 80% of the Area Median Income (AMI).
: Offers a 50% discount on homes in "revitalization areas" for teachers, police, and firefighters. USDA (Department of Agriculture) federal grants to buy a house
: You must live in the home for a set period (usually 5–10 years) or pay the money back. ⚠️ Warning: Grant Scams
: HUD's largest grant program to states for housing. Search the HUD Housing Counselor Directory to find
These organizations manage the "grants" that eventually reach homebuyers through local partners.
: Information on federal grants is always free. federal grants to buy a house
: Funds local programs for homebuyer assistance.