: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score
: The average age of all your accounts; older accounts demonstrate long-term stability. getting-your-credit-score
: Websites such as Credit Karma , Credit Sesame , or Experian offer educational scores and ongoing tracking. : For major purchases like a mortgage, you
: Also known as credit utilization; lenders prefer you use less than 30% of your total available credit. getting-your-credit-score