: Offers 0% down for homes in designated rural or suburban areas for low-to-moderate-income buyers.
: Partners with families to build affordable homes, often with 0% interest mortgages and "sweat equity" instead of a large cash down payment. grants for single mothers to buy a home
: Requires as little as 3.5% down and accepts alternative income sources like child support or alimony. : Offers 0% down for homes in designated
: These conventional loans allow 3% down and consider non-traditional income, such as boarder or rental income, to help single earners qualify. State and Nonprofit Resources : These conventional loans allow 3% down and
: Every state has an HFA that manages local DPA grants and first-time homebuyer programs. You can find yours through the National Council of State Housing Agencies .
: Often used with FHA loans, this program provides down payment assistance (up to 5%) in the form of forgivable or repayable loans, depending on income. Accessible Loan Options