Buying a home in California in 2026 involves navigating a competitive market with a projected median price of . While challenging, expert forecasts from the California Association of Realtors suggest improving conditions, with mortgage rates expected to decline toward 6.0% . 1. Financial Preparation
California offers several programs specifically for first-time or first-generation buyers: How to buy a house in California how can i buy a house in california
Most California lenders require a score above 650 , though higher scores secure better rates. Buying a home in California in 2026 involves