I Just Bought A House Can I Buy A Car May 2026

due to the hard inquiry and new account, which could increase your mortgage interest rate or cause the lender to withdraw the offer entirely.

You should buy or finance a car while you are still in the mortgage process. Lenders frequently pull your credit one last time just days before closing. A new auto loan or even a hard credit inquiry can: i just bought a house can i buy a car

, potentially disqualifying you for the mortgage amount you were approved for. due to the hard inquiry and new account,

, which lenders often require to see as "buffer" funds for after you close. buying a car right after closing and getting keys to house i just bought a house can i buy a car