Make Money Buying Debt May 2026

Debt buyers buy portfolios of "bad" debt—accounts the original creditor has written off as a loss. For example, a buyer might purchase $1,000 of debt for only $50.

An academic paper from Harvard Law that explores the legal risks and systemic issues of selling consumer debt as mere spreadsheets without original documentation. make money buying debt

An extensive report by the Federal Trade Commission (FTC) examining how the industry operates, the types of debt purchased (mostly credit card debt), and the data buyers receive. Debt buyers buy portfolios of "bad" debt—accounts the