Market Funds: Money

You can usually access your cash within 1–2 business days.

Money market funds (MMFs) are a low-risk, high-liquidity investment staple, often used as a "cash-plus" strategy to park money while earning more interest than a standard savings account. money market funds

To preserve your initial investment (maintaining a stable $1.00 Net Asset Value per share) while providing daily liquidity. You can usually access your cash within 1–2 business days

They buy "boring but safe" assets like U.S. Treasury bills , certificates of deposit (CDs), and commercial paper (short-term corporate loans). high-liquidity investment staple

The price doesn't go up like a stock; you only earn the interest. Common Types of Funds What are money market funds? | BlackRock

Returns may not keep up with rising costs of living over the long term.