New Jersey Automobile Insurance • No Ads

: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.

: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident. new jersey automobile insurance

: Minimums will rise again to $35,000 per person and $70,000 per accident . : For drivers unable to find coverage in

: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates : Drivers must choose between a "Limitation on

New Jersey automobile insurance is characterized by its "no-fault" system and a mandatory multi-phase reform currently increasing liability requirements for all drivers.

New Jersey offers specialized policy types to ensure coverage remains accessible: