Savings Account -

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value

AI responses may include mistakes. For financial advice, consult a professional. Learn more savings account

Unlike standard round-ups that only hit whole dollars, this feature analyzes monthly spending patterns. If you spend less than your 6-month average on a Tuesday, the app "skims" the difference (e.g., $4.15) into savings automatically. Once the "Safety Net" is full, the app

The user selects a target (e.g., "3 Months of Expenses"). Learn more Unlike standard round-ups that only hit

Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend.

The app scans the last 90 days of transactions to determine the "Burn Rate."