: Be wary of signs of foundation issues (cracks in walls, sticking doors), water damage (musty odors, stains), or an overuse of air fresheners which may mask mold or pet odors.
: Account for "hidden" monthly costs like property taxes, homeowners insurance, HOA fees, and maintenance (budget 1–2% of the home's value annually for repairs).
: Use the 28/36 rule —spend no more than 28% of your gross monthly income on housing costs and 36% on total debts.