Evan Pratten

Buy Annuities | Where To

Tech-savvy DIYers who want to avoid sales pressure and high commissions. Key Platforms:

Banks like Bank of America or Wachovia act as distributors rather than issuers. where to buy annuities

Independent brokers and "fee-only" fiduciary advisors represent multiple insurance companies rather than just one. Tech-savvy DIYers who want to avoid sales pressure

Offers a variety of variable, fixed, and income annuities with low costs and no surrender charges on certain products. Offers a variety of variable, fixed, and income

These companies offer "no-load" (commission-free) contracts issued by third-party insurers. 5. Online Annuity Marketplaces

Buyers who have a specific carrier in mind and want a specialist who knows that company’s products inside and out.

Buying directly from the source is a common starting point. Many insurance giants allow you to purchase products through their own "captive" agents—professionals who work exclusively for that company.