: If a guest trips and falls in your apartment, you could be held responsible for their medical bills. Renters insurance typically covers these legal and medical costs.
In the context of standard insurance scenarios, which of these people need to buy renters insurance
: Landlord insurance covers the building, but it does not cover your stuff. If there is a fire or theft, you are responsible for replacing your belongings. : If a guest trips and falls in
: If a guest trips and falls in your apartment, you could be held responsible for their medical bills. Renters insurance typically covers these legal and medical costs.
In the context of standard insurance scenarios,
: Landlord insurance covers the building, but it does not cover your stuff. If there is a fire or theft, you are responsible for replacing your belongings.