Buying a house with a low credit score is challenging but not impossible. While a "bad" score (typically below 620) makes traditional conventional loans difficult to secure, several specialized programs and strategies can help you achieve homeownership. 🏠 Loan Options for Low Credit

For rural and suburban homebuyers. These typically require a 640 score, but manual underwriting may allow for lower scores if you have "compensating factors." ⚡ Strategies to Boost Your Chances

Some lenders will look at your "non-traditional" credit, such as consistent rent and utility payments, rather than just your score. 🛠️ Immediate Steps to Take