House: Whats A Good Fico Score To Buy A

: Most private lenders prefer a score between 580 and 620 . USDA Loans : 640+ : Preferred for automated approval.

: Lenders typically use a "tri-merge" report from Equifax, Experian, and TransUnion. whats a good fico score to buy a house

: In 2025, high home prices and interest rates pushed the median home buyer's FICO score to a record high of 768 . Perspective on New Models : Most private lenders prefer a score between 580 and 620